Career Opportunities:

1. MEDICAL INSURANCE
   Covers hospital cost, doctors' fees and contains a major medical provision. A portion of the entire premium is deducted each week from your paycheck to partially offset premium costs.
   
   
2. HEALTH REIMBURSEMENT ACCOUNT
   If enrolled in the medical plan, N & M Transfer provides employee with monthly funding on a Mastercard. To be used on medically necessary out-of-pocket expenses.
   
   
3. DENTAL INSURANCE
   If elected, Single or family overage is provided at no cost to the employee.
   
   
4. PRESCRIPTION DRUG COVERAGE
   If you enroll in the medical insurance plan you will also receive prescription drug benefits.
   
   
5. LIFE INSURANCE
   A $25,000 term life insurance policy is provided at no cost to the employee. There is an Accidental Death & Dismemberment (AD&D) benefit in which case the amount would be doubled (subject to the policy rules). Employees also have the option of purchasing additional term life insurance coverage on themselves and any eligible dependents for a weekly premium amount that is figured according to the insured's age.
   
   
6. SHORT TERM DISABILITY
   Furnished with a deduction equating to 50% of total premium calculated as a percentage of your wages. Covers 60% of employee wages, up to a maximum of $3,000 per month, when unable to work due to an injury or illness occurring off-the-job.
   
   
7. LONG TERM DISABILITY
   Provided and takes effect when the maximum 26 weeks is exhausted on short term policy. The premium deduction from employee paycheck is combined with the cost of the short-term disability. Covers 60% of employee wages, up to a maximum of $3,000 per month, when unable to work due to an injury or illness occurring off-the-job.
   
   
8. VISION INSURANCE
   If elected, Single, Limited Family, or Family coverage is provided for a weekly premium amount that is deducted off of the employee's paycheck before taxes are calculated. Covers one eye exam and one pair of glasses or contacts, per person, in a 12-month period. Covered in full only if you see a doctor in the Provider Network.
   
   
9. FLEXIBLE SPENDING
   Employee has the option annually to use tax-free dollars to help pay for medical, vision, dental, over-the-counter, and dependant care expenses.
   
   
10. N & M 401K PROFIT SHARING PLAN
    After one full year of employment, you are eligible to participate in the N & M 401K Profit Sharing Plan.